The Central Bank of India has officially announced the recruitment drive for 1,000 Credit Officer positions in Junior Management Grade Scale-I (JMGS-I). Candidates aspiring to join the banking sector should carefully examine the eligibility criteria, selection procedure, application deadlines, and other relevant details before applying. This article presents a detailed review of the Central Bank Credit Officer Recruitment 2025, covering all critical aspects comprehensively.
Overview of Central Bank Credit Officer Recruitment 2025
The recruitment initiative aims to onboard competent candidates into the banking sector through a structured selection process. Interested candidates are required to complete a Post Graduate Diploma in Banking and Finance (PGDBF) before being formally inducted into the organization. Here is a brief overview of the recruitment process:
| Feature | Details |
|---|---|
| Organizing Body | Central Bank of India |
| Post Name | Credit Officer (General Banking) |
| Total Vacancies | 1000 |
| Education Qualification | Graduate Degree in any discipline |
| Age Requirement | 20-30 years |
| Selection Process | Online Exam and Interview |
| Application Deadline | 20 February 2025 |
| Official Website | www.centralbankofindiaco.in |
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Key Dates and Application Process
Candidates need to be aware of the important deadlines to ensure timely submission of their applications:
| Activity | Date |
|---|---|
| Notification Release | 30 January 2025 |
| Application Start Date | 30 January 2025 |
| Last Date to Apply | 20 February 2025 |
| Exam Date | To Be Announced |
The application process is online, and candidates must fill out the form on the official website before the deadline. It is advised to verify eligibility before applying.
Vacancy Breakdown by Category
The allocation of 1,000 vacancies is based on different categories:
| Category | Vacancies |
|---|---|
| General (UR) | 405 |
| Other Backward Classes (OBC) | 270 |
| Scheduled Caste (SC) | 150 |
| Scheduled Tribe (ST) | 75 |
| Economically Weaker Section (EWS) | 100 |
| Total | 1000 |
Application Fee Structure
Candidates are required to pay an application fee based on their category:
| Category | Application Fee |
|---|---|
| Women, SC, ST, PWBD Candidates | ₹150 |
| General, OBC, EWS | ₹750 |
The fee is payable through online modes such as net banking, credit card, or debit card.
Eligibility Criteria
Educational Qualification
Applicants must hold a Bachelor’s degree in any discipline from a recognized university or institute. Additionally, minimum marks required are:
- General/EWS Candidates: 60%
- SC/ST/OBC/PWBD Candidates: 55%
Age Limit
Candidates must be born between 30 November 1994 and 30 November 2004. The minimum and maximum age limits are:
| Minimum Age | Maximum Age |
|---|---|
| 20 Years | 30 Years |
Age relaxations apply to reserved categories as per government norms.
Selection Procedure
The recruitment process comprises two stages:
- Online Examination: An objective test followed by a descriptive test.
- Interview: Candidates qualifying for the online test will be shortlisted for a personal interview.
Exam Pattern
The online examination consists of multiple sections:
| Section | Number of Questions | Maximum Marks | Time Allotted |
|---|---|---|---|
| English Language | 30 | 30 | 25 minutes |
| Quantitative Aptitude | 30 | 30 | 25 minutes |
| Reasoning Ability | 30 | 30 | 25 minutes |
| General Awareness | 30 | 30 | 15 minutes |
| Total | 120 | 120 | 90 minutes |
| Descriptive (Letter & Essay) | 2 | 30 | 30 minutes |
Post-Recruitment Training (PGDBF Program)
Selected candidates must complete a one-year Post Graduate Diploma in Banking & Finance (PGDBF) program, consisting of:
- 9 months of classroom training (Stipend: ₹2,500/month)
- 3 months of on-the-job training (Stipend: ₹10,000/month)
Upon successful completion, candidates will be absorbed as full-time employees.
Salary Structure and Benefits
The salary structure for Credit Officers follows the JMGS-I Pay Scale:
₹48,480 – 2,000/7 – 62,480 – 2,340/2 – 67,160 – 2,680/7 – 85,920
Additional benefits include:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Medical Facilities
- Performance-Based Promotions
Expected Cut-Off Marks
The final cut-off marks depend on various factors, such as the number of applicants, difficulty level of the exam, and available vacancies. Candidates must meet sectional and overall cut-off scores to progress to the interview stage.
Frequently Asked Questions (FAQs)
Q1: Can final-year students apply for the Central Bank Credit Officer Recruitment 2025?
Ans: No, applicants must have completed their graduation at the time of applying.
Q2: Is there any relaxation in the age limit for reserved category candidates?
Ans: Yes, age relaxations apply as per government norms: SC/ST – 5 years, OBC – 3 years, and PwBD – 10 years.
Q3: What is the mode of the online examination?
Ans: The exam will be conducted online, consisting of multiple-choice questions (MCQs) along with a descriptive test.
Conclusion
The Central Bank Credit Officer Recruitment 2025 is a great opportunity for aspiring banking professionals. With a structured selection process, competitive salary, and career growth prospects, this recruitment drive promises a stable career path. Interested candidates should prepare diligently for the online test and interview, ensuring they meet the eligibility criteria and deadlines. Keeping track of updates on the official website is essential for smooth application processing and further selection stages.